Escape the Mundane + Experience the Remarkable

How College Ruined My Life and What You Can Learn from My Mistakes

Sixty-eight thousand four hundred seventy-two.

Awfully large number… I’ll see if numerically helps:

68,472

Nope. Still large.

68,472… 68,472… 68,472…

Shoot, it doesn’t get smaller after repeating. Ugh!

So what is this number? It’s not my favorite number, that’s for sure. Actually, this number is the amount of student loan debt I accrued over my three years in college. 3 years = $68,472 … whoah! That’s roughly $62 a day, every day for three solid years.

The Debt Snowball

Before getting into it, let’s first travel back to my 18th year of life. I have a thriving business (I started when I was 12) implementing technology in residences & offices, as well as designing websites for businesses. I’m maintaining a 3.9 Advanced Honors GPA without any effort. And I have zero debt. Basically, life is good.

Having grown up as a minority from an Indian reservation along with a superior ACT score, I am besieged by college recruiters. From Ivy leagues to west coast universities, I truly have the pick of any school in the nation. But being a nervous teenager leaving my loving home for the first time, I choose the best private college within a half-day’s driving distance. And I love it. New friends, new town, new everything… College life is for me.

Fast-forward to 4 months later. I find myself in a seemingly endless line waiting to sell back my books from a successful first semester… After an absurd couple of hours in line, I’m up! From a wave of seller’s remorse, I keep my Intro to Psych textbook as well as my Econ book out of sheer interest in the subjects. But I decide to ditch the Middle East History book and an overpriced piece of crap that is my Business Computing book. Or so I thought.

Apparently history changes because the college didn’t renew my history book, which means they wouldn’t buy it back. But that’s understandable, there’s a lot going on over there and times are changing.

But the real kick in the pants?

They would not accept the Business Computing book due to a campus wide Microsoft Office upgrade…

Which means I spent the past semester force-fed outdated information.

My Educational Catharsis

Two days later – heartbroken from the realization in the bookstore – I return home for the winter break. There I reconnect with my older brother, Frank, who knowingly or unknowingly changes my life forever. A simple gesture, yet with powerful effects, he gives me an audiobook. And no, not a fictional book about vampires and elves. He gives me How to Win Friends and Influence People. And a complete paradigm shift ensues.

In about 6 hours during a roadtrip to Chicago, I learn more valuable life information from this $20 CD set than I had learned the previous three months of college classes. More importantly, for the first time in my life I actually enjoy a non-fiction book. Partly because of the great content, but mostly because I voluntarily listened to the book.

And that is the key, I want to listen, not required to listen – no professor assigned the book, I’m genuinely interested in the topic.

What follows is a endless quest to find more books I want to read or listen.

I now start listening to books on my three hour drive to and from campus on weekends & holidays. And am learning exponentially more life altering information in a car than in these busy-work college courses. It’s remarkable how in a few short hours, I can learn someone’s complete life’s work on a subject.

And the beauty of these audiobooks is that I can now listen to one or two amazing books a week while attending school.

I wasn’t going to let college get in the way of my learning.

My Biggest Mistake

Unfortunately, being the responsible student, I decide to stick it out and finish my college education. I figured that by having a piece of paper with the college’s name on it, life would improve and I could create the career path of my dreams. Therefore, I shape my class choices in order to fast track the process, receiving a degree in Business with a minor in Psychology and emphasis in Economics, in three years.

But it’s too late, I’ve accrued a mortgage payment equivalent monthly loan amount. Before consolidation I’m looking at $750 a month just to pay interest. I’ve been out of college 4 years and I still have yet to begin paying down the principal.

Don’t get me wrong…

I’m not here to complain about my financial misfortune nor about the astronomically high costs of attending college. I’m here to disclose the perils of a high-achieving, self-starter’s education. And the misconception that college is a must.

Imagine if I had the $70k back in my pocket to invest into my business? What would my business I started as a teenager look like today? Instead I dissolved my business based on preconceived notions that college is a requirement for success in business and in life.

Furthermore, what I failed to recognize while taking these business classes, is that traditional schooling breeds you to become a well-trained employee. To fall in-line with the masses. To lead an unremarkable life.

College, at the outset, is positioned as an experience that inspires you to strive for more. But in reality, it creates a workforce of mindless drones, set to take orders from the corporate hierarchy. It does not create the Steve Jobs of the world.

My Advice

Caveat: This only applies to self-starters who do not live by the status quo. To those who have problems with authority, that believe their way is the best way. But also readily look for mentors and others to help them grow as a person. For those who seek out problems to solve and have an unquenchable thirst to continually learn about the world around them. And most importantly, for those who know they were put on this planet to serve the greater good. That their purpose is to help others more than they help themselves.

If the above is you, read on:

You do not need to go to college. We are living in the most wonderful age of humankind. Where information is readily available from a search box in Google or from your home feed on Twitter. You can read books from a Kindle on a beach in Maui, listen to audiobooks on your smartphone while working out, and watch videos on YouTube, TED, or my online skill development academy from anywhere in the world with an Internet connection.

Information does not need to be learned through 16 semester hours a week filled with bullshit busy-work taught by professors who are so far removed from reality that they distort your mind into believing you’re a product on a factory line.

You are unique. Never forget this. You have been born into this world to improve it. And you will not do so with a pile of student loan debt sitting in a cubicle taking orders from a thoughtless manager going through a mid-life crisis.

YOU CAN CHANGE THE WORLD

and you don’t need a college diploma to do so…

Alright, enough of me talking, it’s your turn:

Is college worth it for entrepreneurs or anyone else who knows their mission is to improve the lives of others around them?

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  • http://thecontrapuntist.com contrapuntist

    Hey Brad, 

    Interesting points.  Although I feel your pain regarding debt, I don’t fully agree. College is about giving you a foundation build upon.  You don’t stop learning when you leave school, at least I didn’t. On the contrary, it was because of college I released how much I really appreciated learning.  Without college, I would not have been given the fundamentals for success.  

    Not trying to bring my ethnic heritage, but the reality is the bordertown I grew up in, the educational system sucked and still does. College is where I improved my information-base, improved skills and discovered a little more about who I was as an individual, which has allowed me to persevere and nurture my passion for information. 

     The educational system isn’t fully up-to-date, and it never will be.  But I think for the right student, directed studies are an avenue not taken advantage of.  College students have an opportunity to learn something on their own with the right teacher and receive college credit.  I did it, and I loved it.  

    In essence, I was able to create my course with the guidance of a professor. And yes, this was while I was an undergraduate.  It gave me the flexibility to do what I wanted, read what I wanted and then craft into something that could be graded. I did this for my music and Latin-American studies degrees.  I wanted to learn more about the tango, the music and the dance, so I found a teacher with similar interests and studied the art form with him.  The credit applied towards my Latin-American studies degree, but the teacher was from the music school. I managed to combine both worlds nicely. 

    Although the loan payment is painful, and doesn’t feel like it will end anytime soon, I do believe college provides a foundation that nothing else can provide.  

    Distinguish between the desire for knowledge and gaining work-life experiences; both feed off each other.  There is information best learned in a classroom versus on your own. (Many) Professors are mentors that guide students towards success and can help them find a path of their own.  

    Cheers, 
    Miguel

  • http://www.bradleygauthier.com Bradley Gauthier

    Excellent comment, Miguel!

    Your points are well received. And I completely agree with you that college is an experience that fosters growth as a person. Which is often the most compelling reason for attending college.

    However, for a majority of the entrepreneurs that I’ve worked with over the years, I’ve found that they were stuck in a quandary. To go to college or not. Or often go back to college. It ultimately results from the mentality that you learn business in business school. But this does not mean those who want to study fine arts, engineering, medicine, law and the like, should skip school to venture out on their own.

    The main premise I’m after, is that had I and many other entrepreneurs allocated that debt towards building a business rather than getting it trapped in student loans, they would be much better off.

    What it boils down to is one who wants to go into business for themselves must weigh these two scenarios:

    1) Go to school for 3-5 years to get a degree in business that may or may not benefit them. And at the same time spend exorbitant amounts of capital to fund the education

    2) Use books, conferences, videos, mentors and other more current sources to fuel their knowledge. And allocate their debt as a leverage towards building a business.

    While college was a wonderful experience. I both grew as a person and met amazing friends. Looking back, I’d trade it all to have my business be 5 years further along than it is today.

    Thanks for your insight Miguel, I truly appreciate you taking the time to give your point of view. Cheers!

    Brad

  • Anonymous

    Hi Brad,
    I am new to your site,  just discovered it today and am already loving what I’m seeing!  You have expressed here, with facts to back it, points I have been expressing to my children and anyone else who will listen for the past few years.  I love to learn and research things and like you I have learned & retained more when my studies have been self initiated  I do not think self starters and entrapreneurs need college, and I do not think that most 18 year olds need college.  I think most 18 year olds need at least 1 year of hard work and thinking it over time.
    I am not totally anti-college, but am fed up with the “college is the only smart choice” mindset that has been fed to our culture  regardless of the student’s personality, goals, learning style,  etc.  
      I am 45 years old and have witnessed the following  average american story  many times, both in my own generation and in every generation to graduate highschool since.   It goes something like this:
    It’s Joe Average’s highschool graduation celebration and you, the guest, greet Joe and then ask “So, what are you going to do now?”   He  has a wonderful, well rehearsed answer about how he is  going to “Such and Such” college and majoring in “Something Impressive”.  Joe signs up for a load of debt and heads off to school in the fall.
     Now the story often takes one of two turns, either Joe discovers that he really isn’t sure he wants to be a “Something Impressive” for the rest of his life and changes majors, adding a year or more to his time at school and continuing to doubt the new choice as well, OR he sticks out the “Something Impressive” course, gets the degree but ends up going into something totally different for the rest of his life.   Sometimes, his ending up not using his degree is not at first by choice, sometimes he can’t find a job in the oversaturated workforce and so takes a labor or retail job just to have a source of income when the loan payments start but ends up staying in that “just temporary”  field.    
    Now, I realize this is not the case of all college students/grads, many do stick with the “graduation day plan” but  I can personally think of several friends and relatives who ended up in one of these scenerios and every time the subject comes up, others always agree that they also know several who fit this scenerio.
      Now my purpose is not to criticize the victims of this sad situation, my purpose is simply to get people to think about why college is presented as “the only way” and to exam themselves and  to think about why they are planning to go or to send their kids.   I want them to think for and about themself.  I want them to think about why they are choosing the wonderful sounding major, is it  really what interests them? or are they  leaning toward it because everyone else (or even just someone else) says that they  would be good in it?  Did they just pick  the major from a catalog list?    Was it the least of evils, the easiest degree to achieve?  Did they consider whether they will  really be content doing this thing that sounds good now for the rest of their  life?  Do they have a “stick it out” kind of personality, or are they the type (and it’s Ok to be this type) who like a change of scenery and would be happier changing jobs every 5 or 10 years?  Have they studied the job market that they will be entering?   If yes, and if it is already saturated, are they willing to relocate?   What is the entry level pay for their field?  Have they figured out how many years, based on the prospective  salary and other expenses (housing, car etc.) it will take  to pay off the loans?  
    This is a subject that I could say much more on, but the main thing is to encourage people to consider all their options and all the costs/consequences.  I really appreciate your speaking out in this area that is a “sacred cow” in our society.  I also appreciate Miguel’s view and I know, as he witnessed that many who go are happy with their choice, so  again, my main argument is simply that kids need to consider all the facts and know that it is a choice, not a requirement.
     Blessings,
    A mom in the “YOUR KIDS AREN’T IN COLLEGE????!!!!” camp

  • http://www.bradleygauthier.com Bradley Gauthier

    Thank you for the comment!

    I completely agree that the instant flip into college from high school isn’t a smart move. Folks need to think logically, but rarely do.

    If I were to do it over, I would have traveled and seen the world for a year or so before making any decisions on life. But unfortunately, I followed the conventional wisdom and jumped on the college bandwagon.

    Thanks again for stopping by! Hope to see you around here again :)

  • Teri J. Dluznieski

    interesting read.  Having a background ( brief) in education ( I can now explain in technical pedagogical terms why I hated school:)… I have a lot of mixed opinions about the public education system.  Or maybe not so mixed:)  Are there things that kids need to learn? yes, definitely! is the public education system the place to learn them? I am not so sure. I do know that the primary “lessons” kids learn in school are NOT things they need to know, and would do better never having experienced.  Peer pressure, which entails caving in to the external expectation.  Conformity versus identity.  social hierarchies that create inequalities based on absolutely arbitrary norms and expectations.

    the initial goal of public education was to create a basic, 8th grade education for the man ( yes it was the men who worked), who would then get a job on the assembly line/ at the plant, and work there as a lifetime employee.  this world no longer exists.

    most education is about creating conformity, which is also, essentially, about creating placid members of society and most essentially to the western model… consumers! a sort of capitalist feudalism or serfdom, maybe?

    As such, education, at very few levels, from k-12 to collegiate and beyond- instill creativity, leadership skills or innovation.  the people who have taught the teachers, have culled the fields, reinforcing the drone-clone model.  Ironically, the higher you go up the educational ladder/ tree.. the fewer branches and diversity there are.  Professors rarely reward someone who thinks radically differently.  their psyche is more comfortable with those that reinforce their existing world view.

    as to the relevance of education.. I would wonder if anyone had done a comparative study, between someone who had opted for a non-traditional route, whether internship, self-learning and travel etc.. and compared where they were at, at the end of 4-6 years.

    One thing, I do think that our western capitalist society aims to do- is have the student in debt, which thereby requires that he become a part of the corporate machine, in order to attempt to free himself from the wheel of debt/servitude buried in the fine print of his college degree:)

    fortunately, there s now access to just about any and all data via the internet- perhaps it won’t be much longer before a degree and diploma will be less relevant than a portfolio of what someone has accomplished.  wouldn’t that be an interesting world.  Or as they say in indigenous speak- that’s nice, but will it grow corn.  and diplomas do not necessarily grow corn– esp if monsanto has anything to say about it:)

  • http://www.bradleygauthier.com Bradley Gauthier

    Great comment Teri!

    I like the idea of a comparative study to see if college is necessary. While there are a lot of variables to consider with a study of such magnitude, I’d be extremely interested in seeing the data. My guess is there would be a statistically significant finding of non-college persons being better off.

    Thanks!

  • miksane

    ha, i feel like without an engineering degree starting making 60k a year you are pretty much phucked….and dont even get me started on those liberal arts and crafts schools. the truth is you need a solid career and even more important, a good pension plan 

  • http://couchsurfingceo.com Bradley Gauthier

    I hope this comment was trying to be sarcastic.

    If not, you obviously didn’t read this blog post in it’s entirety nor see that this is a blog for entrepreneurs.

    But in any case, those who are “phucked” are the people who blindly head off to college in hopes of gaining a generic education preparing them for a “job” with a pension plan. And eventually the money will come! That is, I guess, at the age of 65-70 when enough money is hoarded away to finally take a long-term vacation, walking cane, dementia, and arthritis in tow.

  • http://www.cashgenieloans.co.uk/quick-quid.php quick quid

    Well, college loan is a big help to students when they need money urgently if it will just being used for good cost but there’s always consequence with it. So I guess it’s still best to save money so that we can use it in the future.

  • Poop

    i wish i could have read this 2 years ago

  • http://www.eshaaddy.com Esha Addy

    I total agree with your view.
    I recently graduation from college this May and I honestly wish I would have followed my gut to dropout my. I sat in class wondering how is this crap really going to help me. But everyone I talked to said, you need a college degree to be successful so finish. Now I have a piece paper saying i’m a drone that will jump through every hop you tell me to and will not question your authority. 

    I honestly got a better education reading tons of business, personal development, autobiographies, and psychology books before i started school. But now i’m trying to unlearn all that so called “higher education” shit.  

  • Richardrhmb

    Man you’re so fucking right in fact Iv’e been considering giving up on life just because my college has literally screwed me over in so many ways and the best is, it’s a community college. Iv’e dealt with so many asshole teachers and financial student employees who have have purposely slandered my GPA and living money and the best part is, its been for classes ive passed in high school with ease. Its been two years and I’ve realized I haven’t even touched what I wanted to do or found a club or anything on it(computer programming). Ironically enough I got into my major because I self taught myself with you tube vids and spend hours on modding games as a hobby. Since I’ve went to school, I don’t even get to touch that stuff because I’m too busy reading how to make color effects in microsoft Accel.
    God you’re just what I needed because I’ve had every problem you mentioned and then some and it’s made me want to give up my conservative methods to become a Purdue drone. To think I wanted to be in debt :P. Special thnx because this has actually gave me the self esteem to continue my conservative livlihhod and further pursue the dreams I gave up when I started college. 

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    Although things have been getting a little perspective, students are not out of the woods yet. U.S. economy will continue in the overseas debt crisis and stagnant job growth mercy.

  • JoeM

    Bradley

    I can relate to you wholeheartedly regarding going to college. I entered school in Jan 2006. I have a single class to complete to get my B.S. I call it Bull.Shit. degree.

    The first two years were exciting because I got to break new ground in learning. But not long after that I began to realize that all this “misc” education from useless. Do you realize what it feels like to fill your head with a bunch of pointless nonsense? I heard it for years. Being told that all that algebra would make me smarter, whether I actually used it or not. I was sort of a prodigy in my youth, skipping public school many times as a kid. So much that I became friends with the delinquents. Yet, I could come back to school and still be the top math student. Teachers were amazed by it. The fact is that we all have something unique built in that drives us in a certain direction. We are all capable of being above average at something without having a piece of paper with a man’s signature on it. It’s insane to takes years of college, graduating, and then getting handed an insane bill to pay that will no doubt take at least 10 years. So we have a mortgage by the time we leave college. More disturbing is the fact that I look around at other countries that do these things to their people. They seem to care about quality of life above all else. America doesn’t seem to care at all about its people. That’s the kind of “freedom” we all enjoy. The freedom from security. We’re all brainwashed into the cultural ideology. Then we are placed in a modernized slavery that makes us work hard and receive much less in return. Only a select few have it made. Free enterprise.

    I have heard that in Canada, the motto is One For All, and All For One. In America, they say Every Man For Himself. Dog Eat Dog.

    The United States of America is one extremely large failure. Technology has become the primary important element in life. It’s easy to self indulge on gadgets. People do this a lot. And they somehow arrive at the idea that life is good. They become blindsided to the reality that there are more and more people being forsaken. The media and other entities create a false umbrella over society that says “Its okay” to continue being a conformist. But I can tell you this. You are right. Google teaches far more than a college. And it will give you EXACTLY all you need. I have cured more illnesses with the Internet than my family doctor ever did.

  • Badmannerkorea

    I have no sympathy for the author of this article. If you attend a community college for the first two years, and go to a state school, there’s no reason you’ll end up with 60-100k in debt. 

    Too bad.

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  • Roohoo

    Yeah you will. maybe not 60k, but all my friends who went to community college first and then went to a state school still have tremendous debt. Most State schools are around 15,000 a year, where i’m from, and community colleges are around 3,000, racking up to 21 grand, If you’re fortunate enough to have the time and the right educational path to be able to crank your degree out in three years. Most don’t. Slap another year of state school on the end of that for a traditional 4 year degree, and you’re up to 36 grand. It’s not 60 grand, but it’s an unbelievable mountain of solid debt to most folks, especially seeing as job rates for people coming out of universities are lower than ever, lately.

  • John

     I have a feeling you don’t realize how the world works, and how debt can consolidate regardless of what kind of school one attends. I’m currently a Psych major at UCLA, the leading America public university and it’s an entire CROCK OF SHIT.

    Do not believe the lies people: MAJOR IN SOMETHING THAT MATTERS TO YOU, BECAUSE BEING MAJORING SOMETHING SOCIETY TELLS YOU TO IS A DEAD-END.

    THE INFORMATION IS AT YOUR FINGERTIPS, LIFE IS NOT DEFINED BY A PIECE OF PAPER.